Panel 3

Unleashing Innovation: The game-changing shift in Canada's payments landscape

2:00 - 2:50 PM - Espace 21

The Retail Payments Activities Act (RPAA) and changes to the Canadian Payments Act are ushering in a new era, where fintechs, PSPs, and other non-bank players will gain direct access to Canada’s core payment rails. This shift has the potential to redefine competition, unlock innovation, and reshape the country’s payments ecosystem. How will expanded access to Lynx, ACSS, and RTR change the dynamics between banks, fintechs, and new entrants? What kinds of innovations and business models could thrive under this new regulatory landscape? How should regulators, policymakers, and incumbents manage risks while encouraging competition and inclusion in the payments system?

PANEL

Paula Dunlop, Vice President, Policy, Government Relations and Research, Payments Canada

Brigitt Carroll, Head of Policy, Americas, Wise

More details coming soon

MODERATOR

Jeff Mulholland, Lead Client Partner, IBM Consulting